A ground-level guide to using Ayushman Bharat in a healthcare-dense district
Thiruvananthapuram is not short of hospitals.
From world-class government institutes to high-end private medical colleges, healthcare is visible everywhere in the district. Yet for many families, the real question is not where treatment is available, it is whether treatment is affordable when hospitalisation becomes unavoidable.
This is where PMJAY (Ayushman Bharat) quietly plays a crucial role. Not as a replacement for Kerala’s strong public health system, but as a financial safety net that allows eligible families to access care without fear of hospital bills.
This blog helps you understand how PMJAY hospitals function in Thiruvananthapuram, how the local healthcare landscape shapes usage, and how residents actually navigate the system.
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Understanding Thiruvananthapuram’s Healthcare Landscape
Thiruvananthapuram sits at the southern edge of Kerala, stretching from dense urban neighbourhoods to coastal villages and rural panchayats. The district includes:
- The capital city with major referral hospitals
- Semi-urban towns like Attingal and Neyyattinkara
- Rural and hilly regions where people rely on community health centres
Kerala’s health indicators are among the best in India — high literacy, long life expectancy, low maternal and infant mortality. But these positives come with a flip side:
advanced medical care is widely available, but often expensive, especially in private hospitals.
Even in government institutions, patients may need:
- Long inpatient stays
- Referral-based specialty procedures
- Costly diagnostics and surgeries
For low-income households, daily-wage workers, elderly citizens, and families managing chronic illness, this is where PMJAY becomes relevant.
How PMJAY Operates in Kerala (and Why It Matters Here)
In Kerala, PMJAY is implemented alongside the state’s health protection system. Eligible families can receive cashless inpatient treatment up to ₹5 lakh per year at empanelled hospitals.
In a district like Thiruvananthapuram, this means:
- Access to high-end government institutes without catastrophic expenses
- Entry into select private hospitals that would otherwise be unaffordable
- Financial protection during long hospitalisations, surgeries, or critical care
PMJAY does not replace free government care — it extends choices when care moves beyond basic treatment.
PMJAY Hospital Network in Thiruvananthapuram
One reason PMJAY works well in this district is the depth of hospital availability.
| Hospital Name | Location | Contact | |
|---|---|---|---|
| Regional Cancer Centre | Thiruvananthapuram | 9400766250 | nmasha.70@gmail.com |
| CHC Vellanad | Vellanad | 8589008677 | prolochcvellanad@gmail.com |
| Sree Chitra Tirunal Institute for Medical Sciences & Technology | Thiruvananthapuram | 9745300991 | amo@sctimst.ac.in |
| Govt Mental Health Centre | Peroorkada | 9072624065 | mhctvpm@gmail.com |
| Divisional Railway Hospital | Pettah, TVM | 6238810530 | ayushbharathrhtvp@gmail.com |
| Taluk Hospital Attingal | Attingal | 9447387250 | prothattingal@gmail.com |
| CHC Vilappil | Vilappil | 9497801020 | prolochcvilappil@gmail.com |
| Taluk HQ Hospital Chirayinkeezhu | Chirayinkeezhu | 8137894384 | kaspthqhckl@gmail.com |
| District Model Hospital | Peroorkada | 9447023666 | dmhperoorkada@gmail.com |
| Taluk Hospital Fort | Fort, TVM | 9074000819 | thforttvm@gmail.com |
| CHC Kallara | Kallara | 9072624070 | prolochckallara@gmail.com |
| CHC Kanyakulangara | Kanyakulangara | 9747211433 | chckanyakulangara1@gmail.com |
| CHC Kesavapuram | Kesavapuram | 8848891400 | chcksvpm@gmail.com |
| Taluk HQ Hospital Malayinkil | Malayinkil | 9847669095 | thmkyl@gmail.com |
| Medical College Hospital | Thiruvananthapuram | 9747211427 | promedicalcollegetvm@gmail.com |
| District Hospital | Nedumangad | 9747211414 | thqhndd@gmail.com |
| Taluk Hospital Nemom | Nemom | 9495062817 | chcnemom@gmail.com |
| CHC Poovar | Poovar | 9747211412 | prolochcpoovar@gmail.com |
| Taluk Hospital Varkala | Varkala | 9995397487 | prothvarkala@gmail.com |
| CHC Venpakal | Venpakal | 9747211415 | chcvnta@gmail.com |
| Taluk Hospital Vithura | Vithura | 9544200430 | prolothvithura@gmail.com |
| CHC Vizhinjam | Vizhinjam | 9447656953 | rsbychcvizhinjam@gmail.com |
| Women & Children Hospital | Thycaud | 9747211425 | wchthycaud@gmail.com |
| General Hospital Neyyattinkara | Neyyattinkara | 9747211419 | proghneyyattinkara@gmail.com |
| Taluk HQ Hospital Parassala | Parassala | 9446101834 | supt.thparassala@gmail.com |
| General Hospital Trivandrum | Thiruvananthapuram | 9747211411 | generalhospitaltrivandrum@gmail.com |
| Govt Hospital Palode | Palode | 9846461040 | rsbychcpalode@gmail.com |
| SAT Hospital | Thiruvananthapuram | 8075431955 | sathospitalsupdt@gmail.com |
| Chest Disease Hospital | Thiruvananthapuram | 9747211425 | rsbycdhp@gmail.com |
| CHC Vellarada | Vellarada | 9747211429 | rsbychcvellarada@gmail.com |
PRIVATE PMJAY HOSPITALS
| Hospital Name | Contact | Speciality (Primary) | |
|---|---|---|---|
| Amardeep Eye Care | 9447195795 | amardeepeye@yahoo.com | Ophthalmology |
| Janaki Hospital | 9846176079 | janakihospital@gmail.com | Multi-speciality |
| Pulse Medicare Hospital | 7012189356 | pulsemedicarehospital@gmail.com | General Medicine |
| SUT Academy of Medical Sciences | 9846316696 | sutamskasp@gmail.com | Multi-speciality |
| Ahalia Foundation Eye Hospital | 9496396702 | tvm@afeh.org | Ophthalmology |
| Maria Nilayam Hospital | 9446613570 | marianilayamhospital@yahoo.co.in | General Medicine |
| Attukal Devi Institute of Medical Sciences Ltd | 8289960423 | attukaldevi@gmail.com | General Medicine |
| Dr Agarwals Eye Hospital | 9895145868 | adarsh.ts@dragarwal.com | Ophthalmology |
GOVERNMENT / PUBLIC PMJAY INSTITUTIONS
| Hospital / Centre | Contact | Notes | |
|---|---|---|---|
| Regional Institute of Ophthalmology (RIO) | 9387803234 | riotvpm@gmail.com | Govt Eye Institute |
| CH CRPF Hospital, Pallipuram | 9997382432 | chppm@crpf.gov.in | Central Govt (CRPF) |
| Rajiv Gandhi Centre for Biotechnology | 9746159142 | mlsmch@rgcb.res.in | Govt Research Institute |
| Regional Cancer Centre – Dialysis linkages* | — | — | Already listed earlier |
| Govt / Public Dialysis Units (Thanal – Community supported)* | 9656267592 | thanalkallambalam@gmail.com | Community–Govt supported |
PRIVATE PMJAY HOSPITALS – THIRUVANANTHAPURAM
Hospital Name Contact Key Specialties Saraswathy Hospital 7907114363 shinsdept@gmail.com Cardiology, Surgery, OBG, Ortho Dr Mohandas Medical Research Centre 9995110613 mohan.pailo7@gmail.com Surgery, Dental, Medicine Sree Gokulam Medical College Hospital 7356949797 cghs@sgmc.in Medical College Sree Gokulam Medical College & Research Foundation 8593987339 insurance@sgmc.in Super-Speciality The Trivandrum Specialists Hospital (SUT Pattom) 8281478192 operations.manager@sutpattom.com Neuro, Cardiac, Trauma India Hospital (TVM) 6282011524 / 9387804668 info@indiahospitalkerala.com Medicine, ICU, Surgery TSC Hospital Pvt Ltd 9539485673 tschospital@gmail.com Multi-Speciality Jubilee Memorial Hospital 9947170337 jubileehospital@hotmail.com General Al Neyadi Trust Education Hospital 9847607739 alneyaditrusteducation@gmail.com Medicine, Surgery, OBG Ruckmoni Memorial Devi Hospital 9447042027 rmdh2010@gmail.com Trauma, Cardiac, Oncology Pro Care Hospital 9497730500 admin@procarehealth.in ICU, OBG, Surgery Venad Hospital 9447439715 venadhospital@gmail.com Neonatal, Trauma Swamiji Hospital 9447015051 swamijihospital.info@gmail.com General, Paediatric Surgery Dr. SM CSI Medical College & Hospital, Karakonam 9447154448 insurance@smcsimch.ac.in Medical College
Eye / Ophthalmology Hospitals (Private)
| Hospital Name | Contact | |
|---|---|---|
| Chaithanya Eye Hospital & Research Institute | 8921973240 / 7356252550 | cehtvpm@gmail.com |
| Dr Agarwals Eye Hospital (TVM) | 9895145868 / 9495464801 | adarsh.ts@dragarwal.com |
| Precise Eye Care Hospital | 8921069443 | insurance@preciseeye.in |
| Divya Prabha Eye Hospital | 9746545544 / 9388342050 | drdevin@gmail.com |
| Sreenethra Eye Care Pvt Ltd | 8590604205 | insurance@sacoindia.in |
| Aradhana Eye Institute | 7994499971 | aradhanaeyehospital@gmail.com |
| Dr Anup’s Insight Eye Hospital | 9061329555 | insightvarkala@gmail.com |
| Al Hiba Eye Hospital | 9207787771 | alhibandd7771@gmail.com |
| Ahalia Foundation Eye Hospital (TVM / Attingal) | 9496396702 / 9496396701 | tvm@afeh.org |
Dialysis & Diagnostic Centres (Private)
| Centre Name | Contact | |
|---|---|---|
| Thanal Community Dialysis Centre – Kallambalam | 9656267592 | thanalkallambalam@gmail.com |
| Thanal Community Dialysis Centre – Perumathura | 9656267592 | thanalperumathura@gmail.com |
| Travancore Scans Pvt Ltd | 7736427519 | travancorescansadm@gmail.com |
| Dr Ramachandran’s Diagnostic Services | 9847260904 | mr.diag@yahoo.co.in |
| Scanhouse – Dr Gopinath’s Diagnostics | 9995631819 | dgdscghs91@gmail.com |
| Devi Scans Pvt Ltd | 9447429249 | dileep254@gmail.com |
Government & Public Institutions
Thiruvananthapuram has some of Kerala’s most important public hospitals, many of which are PMJAY-empanelled for specific packages:
- Tertiary referral hospitals
- Specialty institutions for cancer, cardiology, neurology, and pediatrics
- Taluk hospitals and district hospitals supporting secondary care
These facilities often handle:
- Complex surgeries
- Cancer treatment
- ICU admissions
- Long-term inpatient care
Private & Specialty Hospitals
Alongside public hospitals, a wide range of private hospitals in the district are empanelled under PMJAY, offering:
- General surgery
- Orthopaedics
- Ophthalmology
- Cardiology
- Gynecology and obstetrics
This mixed network gives patients flexibility — they can choose based on urgency, distance, or type of treatment.
How People Actually Use PMJAY in Thiruvananthapuram
In practice, PMJAY usage usually follows a clear pattern:
- Primary contact happens locally
People begin at nearby government hospitals, medical colleges, or community health centres. - Hospitalisation triggers cost concerns
Once surgery, ICU care, or long stays are advised, families look for PMJAY-empanelled options. - PMJAY desks handle verification
Most large hospitals in the district have dedicated PMJAY or KASP help desks that:- Check eligibility
- Confirm package coverage
- Initiate cashless approvals
- Care continues without upfront payment
Approved procedures are done cashlessly, reducing financial stress during treatment.
This flow is especially important for rural families who travel to the city for advanced care.
What PMJAY Helps With Most in This District
Based on local treatment patterns, PMJAY is commonly used for:
- Cancer treatment and chemotherapy cycles
- Major surgeries
- Orthopaedic procedures after accidents
- Cardiac care
- Gynecological surgeries
- Critical care admissions
In a district where advanced treatment is common, PMJAY acts as a cost equaliser.
Things Residents Should Keep in Mind
- Not every hospital department is covered — package availability matters
- Empanelment can change; always confirm before admission
- PMJAY mainly covers inpatient care, not routine OPD visits
- Carry identification and medical records to avoid delays
Knowing these details helps families use the scheme effectively instead of discovering limitations during emergencies.
FAQs – PMJAY in Thiruvananthapuram
1. Who can use PMJAY in Thiruvananthapuram?
Families identified as eligible under the scheme’s criteria can use PMJAY at empanelled hospitals across the district.
2. Are major government hospitals covered under PMJAY?
Yes. Many large public and referral hospitals in Thiruvananthapuram are empanelled for PMJAY packages.
3. Can PMJAY be used in private hospitals here?
Yes, several private hospitals in the district accept PMJAY for approved treatments.
4. Is treatment fully cashless?
For approved packages, treatment is cashless. Non-covered services may still require payment.
5. What treatments are most commonly covered?
Surgeries, cancer care, cardiac procedures, orthopaedics, maternity care, and emergency hospitalisation.
6. Do I need a physical PMJAY card?
A physical card is not mandatory. Eligibility can be verified digitally using Aadhaar and family details.
7. Can rural residents use city hospitals under PMJAY?
Yes. PMJAY allows treatment at any empanelled hospital within or outside the district.
8. What should I do before going to a hospital?
Confirm empanelment, package coverage, and availability with the hospital’s PMJAY desk.
9. Does PMJAY cover follow-up visits?
Only inpatient-related follow-ups included in the package. Routine OPD visits are not covered.
10. Where can I get help if there is a problem?
District PMJAY help desks and scheme helplines can assist with grievances or clarification.
Final Thought
Thiruvananthapuram already has strong healthcare.
PMJAY’s role here is not about access alone, it is about financial confidence. It allows families to focus on treatment decisions rather than hospital bills, especially when care becomes complex or prolonged.
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